If you’re a new driver or have never been in an accident, you probably are on the fence about car insurance. When you’re a confident driver, is car insurance important? In short, the answer is a resounding yes. We here at Mama’s Used Cars have a few reasons why car insurance is important, especially if you’re on the road every day.
- Peace of Mind – Even if you’re the most confident driver on the road, there’s always the chance someone else will hit you. If you’re both uninsured, you’re in for a lot of trouble. Even if you aren’t injured, shelling out the cash to fix your car can still be a huge hit to your wallet. With car insurance, you can drive confidently with peace of mind.
- Required By Law – In many states, having a minimum amount of car insurance is required by law. Not having car insurance could lead to a suspended license, fines, or worse. Some states may even take your car until you can prove you have car insurance.
- Save Money – According to the National Safety Council, the average cost of an accident in 2013 was $9,300 in property damage alone. Once you add in accidents that caused disabling injuries, that number soars to over $80,000. If you don’t have that much cash, car insurance is a necessity.