If you’re a new driver or have never been in an accident, you probably are on the fence about car insurance. When you’re a confident driver, is car insurance important? In short, the answer is a resounding yes. We here at Mama’s Used Cars have a few reasons why car insurance is important, especially if you’re on the road every day.
- Peace of Mind – Even if you’re the most confident driver on the road, there’s always the chance someone else will hit you. If you’re both uninsured, you’re in for a lot of trouble. Even if you aren’t injured, shelling out the cash to fix your car can still be a huge hit to your wallet. With car insurance, you can drive confidently with peace of mind.
- Required By Law – In many states, having a minimum amount of car insurance is required by law. Not having car insurance could lead to a suspended license, fines, or worse. Some states may even take your car until you can prove you have car insurance.
- Save Money – According to the National Safety Council, the average cost of an accident in 2013 was $9,300 in property damage alone. Once you add in accidents that caused disabling injuries, that number soars to over $80,000. If you don’t have that much cash, car insurance is a necessity.
There were over 2,000 work-related deaths on company parking lots between 1993 and 2003. That’s a large number and it doesn’t include supermarket or mall parking lots. Parking lot safety is a major concern for both drivers and pedestrians. We here at Mama’s Used Cars have a few tips to keep you safe in the parking lot!
- Caution – As a driver, you should always keep your eyes open for other cars and pedestrians in the parking lot. Follow the set speed limits and turn around corners slowly, especially if you can’t see around them. If you’re a pedestrian, walk on the sides of the lane and avoid walking behind vehicles taller than you. Try to stay in the view of drivers so they can see you as well as you can see them.
- Dress Properly – If the parking lot is likely to be icy, come prepared with proper footwear. The last thing any driver wants to see is a pedestrian slip and fall in front of them. Making sure you can stay on your feet is a necessity in the parking lot.
- Pull Through – As a driver, you should avoid reversing, especially out of spaces. When possible, pull all the way through so you can drive forward when you’re ready to leave. If you have to reverse, go slowly and have your lights on. Doing so will give other drivers and pedestrians a chance to see you and possibly avoid an accident.